Today’s talking and teaching points are these:

1 – Know how much money you have coming in and when.

2- This will give you the ability to budget, be the best you can be with money, so that you can also, spend, and save.

When I hear someone talking about going out ……..

Today’s talking and teaching points are these:

1 –  Focus your mind on what matters, moment by moment – this will give you the ability to accelerate when you need to because you will know how.

2-Flow your steps, with a strategy, as this will bring you success, by staying mindful. 

   Focus your mind on what matters, moment by moment – this will give you the ability to accelerate when you need to because you will know how.

When you have a learning disability, getting an education is not straightforward, nor does it flow freely the way it would for someone who does not have this issue. It is because of this, you have to focus your mind through coaching yourself on what matters at the time and tackle tasks in an order of what is of priority for you.  

Such as eating something in the morning, to get your day started right – you know brain and body. This is where the focusing your mind starts and finishes. After I have sat down for a good length of time (I have not rushed through my food – I suggest you do the same – don’t rush through eating your food, or drink for that matter – take your time and focus) I then move back into the kitchen area to start the cleaning, starting with the dishes, before moving on to the next thing. I need you to understand that these are movements, for your brain and body (you are thinking and doing). This is a good thing. 

The next thing to focus on is to feel good, with exercise, but this needs to be done with two factors in mind – 1 – the weather so that you can take a walk, and 2 – what comfortable clothes you will wear that also help you to feel good. So in short your knowing and ability to look at yourself in the mirror and feel good, and keep fit to look and feel fantastic. This focusing, again starts with your knowing and ability to think about what fashion feels good on your body, and what looks good on you. This is not decided by others (just remember if you ask for an opinion, you may get it), it is decided by you. So this exercise is another focusing your mind and doing exercise. 

After that, stay energized by looking after your brain and your body. This is about a few things for me. A road trip, good company, food, a bit of music, conversation, and a good laugh.

All of the above compel you to then, make time, to rest, reflect and relax, your mind, so as to keep focus.

If there were things that I learned while being not only a Teachers aide but also running my own business, clean&gleam, it was that knowing self-care is a must to have the ability to keep moving.

Flow your steps, with a strategy, as this will bring you success, by staying mindful. 

Today’s talking and teaching points are these:

1 – Go through your bank account and see what you spend weekly, on groceries and eating out, or ordering in. 

2- At the end of each session of spending (meaning every time you spend, whether online or offline) look at what is left there (in your bank account) and send the change elsewhere.

Go through your bank account and see what you spend weekly, on groceries and eating out, or ordering in. 

In order for you to go through your bank account to see what you spend weekly, on groceries and eating out, or ordering in, you first need to establish, how much is coming in, and then how much you are allocating to go out, and on what? Tough questions to ask yourself I know, but you also have to ask yourself  – do you want to be able? Long story short, you are here because you want to know and be able, right? 

Over the years of constant failure, simply because I did not know any other way, something clicked for me that there was a way I could save. But this also meant two things, and they are: opening a bank account specifically for this money, that I would look at once in a while, (remember you are saving for something), but also I would have to be disciplined in sending money electronically, from one bank account I would use every day, to another bank account, that I would rarely look at. 

These are the keys to your success – send it (the money, and save it – somewhere else that you also have access to).

What is also happening is your bank balance is being reset for another day, that day is tomorrow, and so is your budget. As boring as having a budget is, it is actually necessary for knowing and being able to live a nice life – right? Yes, you with me? 

At the end of each session of spending (meaning every time you spend, whether online or offline) look at what is left there (in your bank account) and send the change elsewhere.

Because your spending is about how much money you actually have to spend, what I am advocating here is to create bank accounts specifically for spending and saving, and making sure that you can access both from your computer and mobile phone. By knowing and being able to take this kind of action, you remain in control of your cash.

So what you do, is have one main bank account. This is where your income goes. From here, the money, that you need to get you through until the next payday, you send electronically – meaning no bank card, you do this at home, when the day starts, and you complete transactions between 9 am and 5 pm, and Monday to Friday.

By doing this, you get your money when you need it most. I have developed a plan for spending and then saving. Learning to know and working out when it will be best for you to be able to execute these steps and strategies, from what I have shared with you, will help you to overcome overwhelm because you will now know what to save, without the worry of where the money will come from, and you also have the ability to better manage money – your wallet will thank you, so will your bank account. And your well-being will be wonderful.

Engage and be entertained

Today’s talking and teaching points are these: 1 – When you get the opportunity to engage in conversation, with others, do it. 2- While engaging with others, be kind and friendly, and if you feel compelled, laugh. By doing these things, you lower your risk of experiencing a heart, panic attack or experiencing any negative emotions.